Posted on 10/19/2017 6:19:42 AM PDT by Frapster
What are my rights in health insurance?
The Affordable Care Act (or “Obamacare”) prohibits most health insurers from discriminating based on gender identity and transgender status. Insurance companies that receive federal funding or that have one or more plans on a federal or state Marketplace have to comply with this requirement. That includes all major insurance companies and the majority of smaller insurance companies, but some small health insurance companies may not be covered.
Here are some policies or practices that would be illegal under the ACA:
Excluding transition-related care from coverage: Insurance companies can’t have automatic or categorical exclusions of transition-related care. For example, an insurance company that says that all care related to gender transition is excluded violates the ACA. An insurance company also can’t place limits on coverage for transition-related care if those limits are discriminatory. For example, an insurance company can’t automatically exclude a specific type of procedure if it covers that procedure for non-transgender people. That means that an insurance company may be breaking the law if it covers breast reconstruction for cancer treatment, hormones to treat post-menopause symptoms, or genital surgery after accidents but won’t cover those treatments to treat gender dysphoria.
Refusing to enroll you in a plan, cancelling your coverage, or imposing higher rates for you because of your transgender status: An insurance company can’t treat you differently, refuse to enroll you, or limit coverage for any services based on your transgender status.
Denying coverage for care typically associated with one gender: It’s illegal for an insurance company to deny you coverage for treatments typically associated with one gender based on the gender listed in the insurance company’s records or the sex you were assigned at birth. For example, an insurance company can’t deny a transgender woman coverage for a prostate exam because she is listed as female in her records or coverage for gynecological care because her sex assigned at birth was male.
Which health providers are prohibited from discriminating against me?
Under the Affordable Care Act, it is illegal for any health program, provider, or organization that gets any federal funding (including accepting Medicare or Medicaid payments for any patients) or is administered by a federal agency to discriminate against you because you are transgender or because you don’t conform to gender stereotypes. The following are examples of places and programs that may be covered by the law:
Physicians’ offices
Hospitals
Community health clinics
Drug rehabilitation programs
Rape crisis centers
Nursing homes and assisted living facilities
Health clinics in schools and universities
Medical residency programs
Home health providers
Veterans health centers
Health services in prison or detention facilities
What types of discrimination by health care providers are prohibited by law?
It is illegal for health care providers that receive federal money to do any of the following because you are transgender or because you don’t conform to gender stereotypes:
Refuse to admit or treat you
Force you to have intrusive and unnecessary examinations
Refuse to provide you services that they provide to other patients
Refuse to treat you according to your gender identity, including by providing you access to restrooms consistent with your gender
Harass you or refuse to respond to harassment by staff or other patients
Refuse to provide counseling, medical advocacy or referrals, or other support services
Isolate you or deprive you of human contact, or limit your participation in social or recreational activities offered to others
Require you to participate in “conversion therapy” for the purpose of changing your gender identity
Harass, coerce, intimidate, or interfere with your ability to exercise your health care rights
Discrimination based on gender stereotypes includes many forms of discrimination against lesbian, gay, and bisexual people and same-sex couples. The law also prohibits discrimination on the basis of race, color, national origin, age, and disability, including HIV/AIDS status.
What are my rights related to privacy of my health information?
The Health Insurance Portability and Accountability Act (HIPAA) requires most health care providers and health insurance plans to protect your privacy when it comes to certain information about your health or medical history. Information about your transgender status, including your diagnosis, medical history, sex assigned at birth, or anatomy, may be protected health information. Such information should not be disclosed to anyone—including family, friends, and other patients—without your consent. This information should also not be disclosed to medical staff unless there is a medically relevant reason to do so. If this information is shared for purposes of gossip or harassment, it is a violation of HIPAA.
Any man demanding a gyno exam is just a drama queen showing off what a plastic surgeon did to him.
It’s anarchy. They seek to destroy social order and ‘rules’.
Setting the T in LGBT aside for a moment, this article touches the more general problem of the government compelling insurance companies (in this case, but all companies in general) to provide coverage (or products, services) which the customer does not desire or need. I should be able to buy, and an insurance company should be able to provide, medical insurance that does not cover broken bone injuries but does cover jaundice in my right eye. I should be able to buy a hamburger without ketchup and McDonalds should not be compelled to sell ketchup with all hamburgers.
Also... Must all doctors and hospitals specialize in all things? Does the doctor who now specializes in knee replacement now have to perform cornea surgeries? Does his refusal to perform cornea surgery on a supposedly transgendered person constitute legal discrimination. What if the prospective patient does not identify as a T in LGBT? And must the doctor bake the patient a cake also?
Can I, as a DNA male and biological male and self-identifying male, seek a gynecological exam and pap smear and pregnancy test from a gynecologist, with full expectation that law covers me from discrimination by the gynecologist?
Suppose I seek the same from a dentist? Is the dentist obligated by law to, somehow, examine my non-existent vulva, labia, uterus, and whatever the heck else might (not) be down there?
None. There are no healthcare rights. There are some mooching schemes but no rights.
And can you later sue for malpractice making up results and billing for nonexistent tests?
exactly!
Most homosexuals were sexually molested as children.
They want their behavior normalized to attain easier access to molest your children.
The appropriate medical coverage would be RAPE COUNSELLING.
bammycare was created precisely to force us to pay for sex “change” operations, aids care, abortion and euthanasia - forcing us to pay money to fund things that are wrong, with no choice in the matter.
They are smart, those lefties.
Healthcare isn’t a right.
Healthcare is a service which you purchase.
Next question.
If it were even vaguely true they wouldn't write guides on how to seduce straight men.
Boys who are raped (let's not sanitize it by calling it molestation) as children may be more vulnerable to homosexual recruitment, but homosexual recruitment does just through other things like pornography and promiscuous parties where bisexual acts are open to voyeurism.
So when I come in with breathing problems and through diagnostics you determine I have stage 4 emphysema because I still smoke two plus packs a day and I'll probably be dead in a couple of years .... THAT is my healthcare "right" YOU should be obligated to ....
TELL ME.
"Uhhhh Mr. so and so, your lungs are shot and you're too old for a lung transplant, which I would never recommend because you're still smoking ... I'd suggest you quit smoking, go find a nice climate that helps you to breathe, and don't come back here ..... there's nothing I nor anyone can do about a man that insists on self imposed death ..... Good to see you again ...... NEXT "
About the confused person you cited ? .... THERE'S NOTHING YOU CAN DO .... HE'S NOT COME IN FOR HELP, HE'S COME IN FOR FURTHERANCE OF THE INSANE MIND SET THEY ARE SO FAR BEING QUASI SUCCESSFUL IN INFECTING OUR SOCIETY WITH
Basically you have more rights if you are a crazy person than if you are normal.
"10th Amendment: The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people."
Regarding the 10th Amendment and healthcare rights, such rights are whatever your state’s legal majority voters can work out with your state’s lawmakers.
Note that the first step to implementing state healthcare is for patriots to support Pres. Trump in putting a stop to unconstitutional federal taxes, taxes that the corrupt, post-17th Amendment ratification Congress cannot justify under its constitutional Article I, Section 8-limited powers.
“Congress is not empowered to tax for those purposes which are within the exclusive province of the States.” Justice John Marshall, Gibbons v. Ogden, 1824.
"State inspection laws, health laws, and laws for regulating the internal commerce of a State, and those which respect turnpike roads, ferries, &c. are not within the power granted to Congress [emphases added]." —Gibbons v. Ogden, 1824.
After unconstitutional federal taxes are stopped then the states should be able to find new revenues to run their own healthcare plans.
Patriots also need to make sure that there are plenty of Trump-supporting, state sovereignty-respecting patriot candidates on the primary ballots and pink-slip career lawmakers by sending patriot candidate lawmakers to DC on election day 2018.
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