Posted on 03/20/2017 1:47:53 PM PDT by Eva
I hope someone can help me.
My husband just received one of those scam calls that asks a question and gets you to answer yes. The caller records your yes and disconnects. Then they use that yes to agree to some contract.
I was just thinking another way to do that is to say
something like
Mrs X?
and you say
Yes.
I have a fake name as the registered person and then me as the real account holder. Can’t remember exactly how that was set up....so I always know when it is a sales call because they will ask for MRs fake name.
Sometimes I act batty. It seems to stop the calls....Like...DID YOU STEAL THE ROOSTERS IN THE HEN HOUSE.
“They must be using it for something nefarious.”
Probably verifying that an actual human answers the phone so they can sell it to telemarketers.
Have you ever had your real voice recorded for ID purposes?
I am curious to know what the question was.
Yes they are allowed to charge for it in some states.
However, they waive it if you are a victim and have some kind of report.
“Sometimes I act batty. It seems to stop the calls....Like...DID YOU STEAL THE ROOSTERS IN THE HEN HOUSE.”
A former coworker (more than a little crazy himself) would say, “I’m naked! What are you wearing?”
And they’d hang up on him.
I have a really convoluted story about how a bank allowed a big transfer of money from one account to another and then it was wire transferred out of the account
Don’t want to go into details. The bank returned the money to me but it hinged an a couple of factors. Without those factors..the money would have been gone.
But I can see where someone might be able to do something with your voice.
LOLOL..I am going to add that one.
I also use a character voice..sometimes hard for me not to crack up.
It’s usually the drunken senile old lady voice that I have a hard time maintaining.
Few days ago I got an unrecognized call from my area code.
It started, hello, can you hear me. I answered yes.
Then the recording went into some Disney vac BS and I hung up. Should I worry?
lol.
Hmmm...maybe just wanting to see if someone was on the line.
Next time say NO and see what happens
As I have been thinking more about this..several companies that I use allow for voice recognition to gain access to accounts.
I have never done it so don’t know what is required.
This whole “can you hear me” thing is a hoax:
http://www.snopes.com/can-you-hear-me-scam/
I’m assuming you NEVER EVER give out your CC numbers on the phone, including this time, so simply saying “yes” over the phone doesn’t do squat unless the putative fraudsters already have your CC for some other reason, in which case they can submit as many fraudulent charges as they like without even your fake, coerced “consent” obtained under fraudulent circumstances.
Your best bet is to set up online account(s) for your CC(s) and set extremely low email notification thresholds for all the different categories of charging, e.g., by phone, by online, by actual use of the card, etc.. Then you’ll receive an email each time the instant a charge exceeds the threshold so you can monitor your CC in near-real time.
EVERYONE should do this with ALL of their CCs, no matter what, whether they’re worried about a specific situation or not.
I actually caught a LARGE fraudulent charge this way before by CC company did and I called THEM. I also figured out who the merchant was who was also being scammed (a car dealership actually) and called them to and told them not to give the thief the car!
If you don’t think ya’ll can manage setting all of this up, there should be a help line for your CC where someone can walk you through this as you attempt to do it. If a local bank issued the card, you could call them stop by to get the help line number.
We have Life Lock but we had fraud on our account in January and they never caught it. The bank did.
Thanks
I think the threat is overblown on this issue. I would not worry about it except to watch you statements and dispute any charges that you did not make.
I don’t answer the phone unless the caller number or name is from someone who is a friend or family member. Everyone else can leave a message.
“But I can see where someone might be able to do something with your voice.”
I’ve never given a sample of my voice to use for identification, have you?
I just had someone call me about a “delivery verification.” I hung up on her. I recognized the number as one that is usually dead air. She was either verifying my name/address for junk mail purposes or was going to try to con me out of my CC info. I no longer feel any obligation to “help” anyone who calls whom I do not know.
“As I have been thinking more about this..several companies that I use allow for voice recognition to gain access to accounts.”
Really? I’ve never had that option. I’ve had voice-recognition for numbers I read over the phone to activate credit cards, and account information. But that was because I was giving them the numbers, not because it knew my voice.
Voice recognition is an option for at least one of my banks. Seems like some of my others one have it.
Not my bank
http://www.newsweek.com/barclays-bank-voice-recognition-option-instead-passwords-485988
http://www.bbc.com/news/business-36939709
Well, then I stand corrected. It seems that they did this just recently. My credit union is still in the stone age.
But I see that it requires more than just one word to get by. Depending upon the details of the system, it might not be safe to give your name over the phone any more...
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