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ID Theft? Fraud?
Self

Posted on 03/20/2017 1:47:53 PM PDT by Eva

I hope someone can help me.

My husband just received one of those scam calls that asks a question and gets you to answer yes. The caller records your yes and disconnects. Then they use that yes to agree to some contract.


TOPICS: Computers/Internet; Miscellaneous
KEYWORDS: dontansweryes; fraud; identitytheft; idtheft; phonefraud; scammer
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The bank suggested that we put a fraud alert with a credit agency, but if you do it online they ask for a credit card and don't tell you how much the charge is going to be. There is no live person.
1 posted on 03/20/2017 1:47:53 PM PDT by Eva
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To: Eva

Put a credit freeze on all credit rating accounts.


2 posted on 03/20/2017 1:50:17 PM PDT by 2banana (My common ground with terrorists - they want to die for islam and we want to kill them)
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To: Eva

Maybe a recorded “yes” shouldn’t be used to validate a charge. What a stupid system.


3 posted on 03/20/2017 1:50:35 PM PDT by Rebelrage ("To crush your enemies -- See them driven, and to hear the lamentation of their women")
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To: Eva

put a credit freeze with all three agencies...should be free...but depends on your State, IIRC


4 posted on 03/20/2017 1:50:49 PM PDT by RummyChick
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To: Eva

https://www.transunion.com/credit-freeze/place-credit-freeze


5 posted on 03/20/2017 1:52:14 PM PDT by RummyChick
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To: Eva

What was the question? Is Obama stupid? Yeah, I can see your husband answering yes’.


6 posted on 03/20/2017 1:53:30 PM PDT by max americana (For the 9th time FIRED LIBERALS from our company at this election, and every election since 2008)
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To: RummyChick

Thanks, that was what someone else said, but Youndont get to talk to anyone at a credit agency and they ask for a credit card but don’t tell you how much the fee is.


7 posted on 03/20/2017 1:56:46 PM PDT by Eva
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To: Eva

Will it stop us from using those accounts?


8 posted on 03/20/2017 1:57:32 PM PDT by Eva
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To: RummyChick

https://www.experian.com/blogs/ask-experian/credit-education/preventing-fraud/security-freeze/


9 posted on 03/20/2017 1:57:48 PM PDT by RummyChick
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To: RummyChick
put a credit freeze with all three agencies...should be free...but depends on your State, IIRC

It cost 10 bucks for each one in VA. Just did it a month ago. Worth every dime. The faster you shut down the ID theft the better.

10 posted on 03/20/2017 1:58:14 PM PDT by DYngbld (I have read the back of the Book and we WIN!!!! (this post approved by the NSA))
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To: Eva

You won’t be able to get new credit. You can temporarily lift the freeze when applying for new credit

I have a security freeze on mine.

Your current creditors are still allowed to access your credit.


11 posted on 03/20/2017 1:58:48 PM PDT by RummyChick
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To: Eva

https://www.burlesonstar.net/news/sheriff-warns-phone-scams


12 posted on 03/20/2017 1:59:28 PM PDT by Brad from Tennessee (A politician can't give you anything he hasn't first stolen from you.)
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To: Eva

What was the question? I don’t think any system uses a “verbal yes” to establish identity. They’d have to already be in possession of all the other information.


13 posted on 03/20/2017 2:00:15 PM PDT by PLMerite (Lord, let me die fighting lions. Amen)
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To: Eva

You can find the fees on the site. You have to dig. I posted two links to two of them and they discuss fees. Depends on your state.


14 posted on 03/20/2017 2:00:25 PM PDT by RummyChick
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To: Eva
Will it stop us from using those accounts?

Nope you can still use your accounts that you already have established, all you want. You just won't be able to open new ones. You will get a pin number that you can use to temporally "unfreeze" your account if you need to.

15 posted on 03/20/2017 2:01:03 PM PDT by DYngbld (I have read the back of the Book and we WIN!!!! (this post approved by the NSA))
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To: Eva

Another reason I don’t answer the phone unless I recognize the caller on caller ID. If it’s an obvious solicitation call, I just click it on, then click it off, if I’m not in the mood to hear the phone ring.


16 posted on 03/20/2017 2:01:43 PM PDT by afsnco (18 of 20 in AF JAG)
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To: PLMerite

They must be using it for something nefarious.


17 posted on 03/20/2017 2:01:46 PM PDT by RummyChick
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To: Eva

lifelock.com, Its going to cost you a couple hundred but it will shut down any attempts to create accounts unless you say yes


18 posted on 03/20/2017 2:03:13 PM PDT by waynesa98
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To: Eva

Credit agencies are not allowed to charge for those things


19 posted on 03/20/2017 2:03:45 PM PDT by Nifster (I see puppy dogs in the clouds)
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To: Eva

Call your credit card companies. Not the reporting companies


20 posted on 03/20/2017 2:04:56 PM PDT by Nifster (I see puppy dogs in the clouds)
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