Since you think it's OK for someone to collect $1.45/month to insure that your phone line won't be appropriated for someone else's use, do you also think that it's OK for Sicilian gentlemen in ill-fitting suits to ask you to pay (say) $50/month to insure that something unfortunate doesn't happen to your place of business?
But I tell you what, you keep asking the government to take care of you with all these new laws and when one of them finally comes along that you don't like (and sooner or later it will), I don't want to hear one word from you