No. Just try asking Bill Gates to give you some money. The source of that capital is the banks ---where other middle class people have invested a portion of their left-over pay.
Come on FITZ, this is basic economics. Banks offer credit because Corporations and other entities extend THEM credit by allowing them to invest their money in others.
Banks are middlemen, they are NOT a source of capital.
You are apparently out of touch with where venture capital actually comes from. It isn't the banks; they only loan spending money for huge established enterprises. Most of the venture capital come from ad hoc groups of very wealthy individuals, not from the banks. The banks are not part of the dynamo of new enterprise and innovation; "risk" isn't in their vocabulary unless preceded by "no" or "low". Wealthy people fund all the small and medium businesses that become Big Businesses.
Whatever gave you the idea that banks actually fund business? Have you ever tried to get a bank to loan you $10 million to capitalize $100 million in contracts when you are only worth $20 million? Puh-lease. Wealthy people will step up to the plate every time, banks require you to have already made the money before they'll let you borrow it (that "collateral" thing). Apples and oranges. Banks and VC serve two entirely different functions in big business.