[goldstategop]

I don't have that issue to worry about since my car was paid for in cash up front. No monthly payments to worry about and I own free and clear the title to my car. Not every one can do it of course but its a consideration if you don't want to get a "chipped" car from the dealer as part of the process acquiring the car over time from them.

[gcruse]

I started paying cash for my cars when the government stopped letting me deduct interest from my taxes. As you say, it is the only way to fly.