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I care more about keeping my 150k house and my 25k car than I do about wasting my 60k education. It's about the here and now and not what you did and paid for in the past. If you don't wise up, then you'll be living in a box, but at least you won't be wasting your prescious education that's floating around in your head.

BTW, if I were an employer I would be wary of hiring anyone with a "I've had 60k a year education" chip on my shoulder to begin with, when I could have a less educated, but more appreciative person who wouldn't treat the rest of my staff and customers with disdain. Perhaps overqualification is the reason they are giving when it's really attitude that turns them off. Just a thought.