[Chancellor Palpatine]

You forgot another factor - and that is the "marketing vs. risk management" tug. That would be the practice of not hammering the guys who had valid claims previously leveled against them, and then burdening everybody else with the increase - all in order to keep "the good customer".

[tpaine]

American Legal System Is Corrupt Beyond Recognition, Judge Tells Harvard Law School
Address:http://www.freerepublic.com/focus/news/877049/posts?page=14