[Max McGarrity]

I agree with you. Higher premiums would solve the problem. You just articulated the solution better than I!

Smokers pay higher premiums now. Do those who own pets? How about the overweight? Couch potatoes? Poor family history? Inner city dwellers? Of all the risks possible in the insurance pool, smokers are the only ones who pay their own way.

[Walnut]

and how about those who are not smokers , or overweight, not couch potatoes?
so what get into my house please get the H out of here. give me a break. they don/t have the right to mess (and I am being good about that expressing) with the way we live. If you really think about it . you natzi lovers will realize you don/t need these government people to control your lives. you can figure it out for yourselves. don//t do anything that offends you. its as simple as that . you don/t need rules to guide you . just your comon sencse

[HiTech RedNeck]

Smokers pay higher premiums now. Do those who own pets?

Pets are usually associated with longer life and less disease. Heavy smoking is not.