The ant works hard in the withering heat all summer long, building his house and laying up supplies for the winter. The grasshopper thinks he's a fool and laughs and dances and plays the summer away.
Come winter, the ant is warm and well fed. The grasshopper has no food or shelter so he dies out in the cold.
The ant can store plan and save all he wants but it doesn't mean squat when the homowner(federal government) comes and sprays him with big bottle of raid!