[Joe Hadenuf]

Just today, in the N.Y. Post, there was an entire page article, about the living standards of today and just 30 years ago. More people have telephones, T.V.s, VCR, two story houses, 2 1/2 bathrooms, or more, in their homes, and on and on and on. If opne looks back farther, say 50 or 60 years, the differences, for the BETTER, are remarkable and astounding.

And their debt ratio is through the roof of that two story house. A stunning fact, is that most working class folks are in debt more than ever in history. Pay check pay check, are razor fine, economic line.

[Porterville]

Good debt or bad debt???

More debt than ever like student loans??? Mortgages??? More people going to college than ever and more people buying houses than ever, of course there is more debt because they are making their money work with investments.