So tellers really are dying out! I haven't been back to civilization since June of 2001 when I went to my sister's wedding on the east coast. Where I live now, people don't have nearly as much, because there isn't much to buy and things are expensive here. But it's a small price to pay in my opinion, because the lifestyle is so different, and the people here are so friendly, close-knit and down to earth.
Superficial, materialistic types with big egos would never make it here because there is no one here to impress with that sort of behavior. People here have not lost their spirituality and many are very religious.
A live human to actually help you at the bank is fading fast. They get you when you go in to sign up for an account. "Well, if you take our ATM only service, you'll save $15.00 a month in fees". Great. So what happens when the ATM eats your card (happened to me last weekend) or screws up somehow? You have to go in, wait in line for 12 hours (then 2 tellers working are the slowest they can find) and then get charged a fee.
I switched to a credit union a year ago. No stupid fees, and I can get human assistance, if I need it.