I asked my computer friend to translate this for me and here is his answer. - Tom
This sentence is out of context. What were they talking about? NTFS is a drive format only supported by WinNT, Win2000 and WinXP. Win95 98 ME can't deal with it.
If one was to upgrade a Win98 system to WinXP you wouldn't convert your hard drive. If you did a clean install of XP you would want NTFS. About the only time one wouldn't use NTFS is if you have a hard drive with multiple partitions and multiple operating systems. If one of the bootable operating systems was for example Win98 it would not be able to read the data in a WinXP NTFS partition.
This probably confuses you more, ask me over coffee.
I had my system built almost three years ago. At the time, I was using Win98. I supplied the new hard drive and had them install it when they built the system. Shortly after, I upgraded to ME. Then, shortly after XP came out, I upgraded to XP, but never told the install to convert the hard drive to NTFS.