[Humidston]

I'm retired too. But I couldn't afford to retire in Carmel.

Good for you. And aren't free rides fun?

[lewislynn]

I'm retired too. But I couldn't afford to retire in Carmel

You could if you too were a freeloader.

But s/he's not retired in thee Carmel by the sea, s/he's retired in Carmel Ind...More like caramel than Car-mel