I disagree.
My wife is at home with three small kids, and I work all day.
She is insured for replacement costs, which are huge.
BTW, Scotty is guilty. But not because of the insurance.
Well, as far as the life insurance, there are cases, of course, where individuals (a father in the program I saw) take out policies with the intent to do harm to the person insured.....I'm not saying that this incident is conclusive proof or evidence that SP murdered his wife, it's just that this in addition to the other things make it appear that his motivations to take out such a large policy were not, perhaps, pure....