[johnb838]

Postponing is not cutting, true... but theoretically when you retire and take the money out your income will be much lower than when you put them in so your marginal rate will be lower. Hmmm... now that I see that in print I don't like what I see. Especially the part about my income being so much lower when I retire.

Also a question: What happens when people who don't pay taxes get a tax cut or credit. Do they get a 'welfare' check over and above a refund of anything they've put in?

[Argus]

Also a question: What happens when people who don't pay taxes get a tax cut or credit. Do they get a 'welfare' check over and above a refund of anything they've put in?

I think that's what our Democratic Socialists call a "rebate".