[Doctor Stochastic]

@$92k/y, in NYC, you can get housing assistance.

[CobaltBlue]

The 92K AGI, not gross. AGI is what you get at the bottom of the front sheet of the 1040A before you flip it over and work on the deductions. So if you are not self-employed, about all you can deduct is college tuition, IRAs, and student loan interest, maybe alimony if you pay it. But I think focussing on AGI is beside the point.

The deductions (page 2) do help a lot in getting your income tax rate down. We give a lot to charity. That means we can't spend it on goodies, but it does reduce the taxes and give us warm fuzzies.

[CobaltBlue]

1040, not 1040A.