[glory]

Well dividends are not taxed in retirment accounts--you get taxed at your income tax rate when you take ANY money out though and penalized if you take it out early(with some exceptions of course), but this does ignore those Americans in the middle class who are investing outside of their retirment accounts or who just hold their money earning interest in a bank. We fit the bill--we regularly send money to DRIP programs.

[glory]

ps I understand dividends and interest are different btw, but both are taxed so I threw that in there too.