I've learned a couple of rules in life so far. The absence of money when somethin unexpected arrives (car repairs, doctor bills, etc.) makes an annoying situation into something much more stresfull.
Money does not buy happiness but it sure makes life's little bumps go by easier.
"I'd rather be miserable and rich, than miserable and poor". Although, I am neither at the moment.
For me, happiness is all about finally reaching my level of comfort. I'm satisfied.
sw