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this is just another tax loophole for those who could afford to pay cash anyway (and probably already have full medical coverage.)

Who would have medical coverage if they could afford to pay cash anyway? Medical coverage is a hassle.
But I don't think they could extend this to seniors. They are in their most expensive medical cost years and haven't had time to build up a surplus in their accounts.
It's like SS reform. It will be great for the younger people, but it's too late to help the people who are already retired. They will have to make do with the Socialist policy that we never should have had.

"But I don't think they could extend this to seniors. They are in their most expensive medical cost years and haven't had time to build up a surplus in their accounts"

Yes it is extended to seniors.....if they have a qualifying insurance plan, medicare will deposit money in thier account for them to spend as they best see fit.....dental, prescriptions etc. But no company has an insurance policy that qualifies last time I checked about 1 year ago.