[Tuco-bad]

A whelcher is one who makes a wager, then fails to perform on it.

You are a whelcher.

I might be welsher but I am NOT a whelcher (sic).

[Guillermo]

You made a bet, you lost, and you failed to perform.

[headsonpikes]

So as a speller, you're fine.

As a human being, to all reports, you...not to put too fine a point on it, suck.