Stop taking FICA from anyone under 40 years old.In the interim chaos, do means testing for benefits, but for the sake of future generations, stop the insane lie of the Social Security system now!I am fully aware that this "sacrifice" is not "fair" to people my age and older. Well said. I just wish there were more voters with your understanding and ethics. As a worker under 30, I'd be more than willing to let the government keep the FICA taxes I've already paid with no expectation of any benefits if I could opt out of this Ponzi scheme.
Start a Roth IRA. Fund it to the max allowable and do not miss a year. That is about the only option you have. And it is a good one.