[Ditter]

We never gave mold a thought because we never saw it. By the time it showed itself it was a big problem. A few shingles blown off caused moisture in the attic, the a/c pans rusted & leaked, improperly installed roller shutters, cracked siding allowing moisture thru the outer walls & hidden by wall paper. All this began showing up about the same time & it rendered the house to be not worth the cost of remediation & repairs. Bye bye bay house.

[Restorer]

cracked siding allowing moisture thru the outer walls & hidden by wall paper.

I don't think I've mentioned it before, but vinyl wallpaper, especially on exterior walls, is a disaster waiting to happen. The vinyl prevents escape of water vapor to the interior, so the wall cavity cannot dry. Meanwhile, it hides the evidence that there is a problem inside the wall cavity until it has reached disastrous proportions.

BTW, almost all structures can be remediated. I could have put you in touch with contractors in the Bay Area who really know their stuff. And there is a distinct possibility that you actually had insurance coverage for the problem, even if the insurer told you that there wasn't.

Sorry for your bad luck!