Get yourself a hygrometer ($30), and monitor the relative humidity in your home. Keep it between 40 and 60% if you can.
Until recently, I was working as an electrician on million dollar homes up in the Highlands/Cashiers area. The contractors installed the crappiest, cheapest systems in those homes that I had ever seen. The rich saps paying for those fancy lake homes will be uncomfortable forever in them.
I saw one unit that was installed in an almost-inaccessible attic space above a bedroom. There was just no way that anybody was ever going to get up there and clean the coils or change the filter.