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'Yer makin' me nervous, stru! I've had a PayPal account for years that I've never done anything with. But I have been thinking about closing it just to keep them out of my pocket.

Then over this past weekend, my wife got all excited about buying something on eBay, and because I had forgotten my password with PayPal, opened another account with them using a second checking account we have with another bank.

Now the buggers have electronic access to two of our checking accounts!! Brrrrrr . . .

And I just read something on the web about PayPal arbitrarily "freezing" accounts.

Back when I used banks I started a PayPal account too. Now, since I don't have a bank account I can't add any funds to it so it sits idle. Yes, I lose some of the conveniences that you get with credit cards, but try to track me. With the new Homeland Dept, joining the cash economy is something that all of you should consider - even though we have nothing to fear from legitimate investigators, any info you leave out there today about yourself can come back to haunt you. In spades.

[Then over this past weekend, my wife got all excited about buying something on eBay, and because I had forgotten my password with PayPal, opened another account with them using a second checking account we have with another bank. Now the buggers have electronic access to two of our checking accounts!! Brrrrrr . . . And I just read something on the web about PayPal arbitrarily "freezing" accounts.]

I don't know about freezing accounts - but I do know I have been getting bogus emails supposedly from Paypal attempting to 'update' my account. They asked for usual info - ID, password, then SS#, and on to bank account number and PIN #.

There was a post on here recently about the Ebay scam, doing the same. They both look pretty convincing and some were fooled, but I knew I had not given either Ebay or Paypal my SS#, initially, so I was skeptical then.

I have my Paypal linked to a checking account we really never use. I was not about to give them access to my regular checking account. Of course, they do have a CC on file. It is getting scary, isn't it.

Last year PayPal froze me out of over $2500 just before Christmas - it took 2 months and the California and Minnesota state attorneys general to get it back. I wrote up the particulars on this forum and got a lot of "I've had PayPal for five minutes and have never had a problem" type replies.

If someone put a gun to my head and said use PayPal again, I'd still have to think long and hard about it. There's nothing you can't do with a credit card that is not safer and easier.