[lone star annie]

My husband and I are both self employed now and we pay 189 a month for insurance for three of us. We have a 2k deductible and total out of pocket limit of 5k per person. Bottom line if you have to go to the hospital you pay 5k. I think that is pretty reasonable. If we were to carry an HMO for three of us it would cost over 800 a month.

We get two office visits per year and drug benefits. The cost difference is worth it because we remain healthy.

I hope we get Medical Savinngs Accounts and tax credits to purchase insurance that would be great.

[riley1992]

My husband's employer pays for his health insurance (BCBS traditional) and we have to pay for the coverage of myself and our two daughters. It currently costs us $420 a month and we were just notified the other day that BCBS is raising it's premiums another 25%. His employer is looking into other insurance carriers right now but we may have to end up finding our own. Those costs are absolutely outrageous.

[Do Be]

Would you mind sharing who you have this coverage through?