How about looking at an HMO? If you are young and healthy, they want you as you will probably not comsume many health care $$. Or get a policy with a high copay or deductible which won't matter unless you get really sick, which is not very likely.
I agree that an HMO would seem to be the way to go. I looked into the ones which enroll individuals not affiliated with a major corporation, and the
minimum per month payment was $250, which is $3,000 a year. My previous policy was only $800 a year, so I'm seeing if I can do better.
At this point, high health insurance premiums are actually skewing the labor market. I know people who have kept horrible jobs because of the benefits packages, or taken ones that their skills didn't match because of benefits packages. It's driving people into 9-5 jobs when they might be better suited to other things.