[jwalsh07]

If you are young and healthy then you probably don't need comprehensive health insurance. You should look into a catastrophic policy and then write to your Congressman imploring him to do something about Medical Savings Accounts.

If you have a family, it's an entirely different matter.

[laurav]

Even some of the catastrophic ones are pretty pricey these days. I had a decent catastrophic policy, but then I moved to a different state and it turns out that policy can't be purchased in my new state (NY). I wonder if this is because of some regulation.

I think this is going to be more of a political crisis than anything else. There are a lot of people out there like me but who, unlike me, aren't alarmed by the prospect of government-controlled health care. All they'll see is "free" healthcare, or at least that they'll be guaranteed treatment.

When you're talking about 40 million people and rising, that's a big voting bloc if they get mad enough.

If we don't want socialized medicine, we need to come up with a better plan.