[kellynla]

And auto sales will drop off this quarter. The only person in the automobile industry who will be busy in 2003 will be the Repo Man! So if you can't pay cash for an item don't buy it.

[fogarty]

"So if you can't pay cash for an item don't buy it."

Excellent point. One that deserves repeating. Only fools are spending on credit right now. If you are wise, you have gotten rid of ALL your debt. The only debt I tolerate is my house mortgage - and I am scrimping and saving like a cheapskate so I can pay that off early.

This Christmas it is going to be a lot of handmade gifts to save money so we can make an extra house payment.