Nobody ever designed an industry. And yet several industries are locked into irreducibly complex relationships. For example, the oil & gas industry would collapse if you removed the cars & trucks that transport the gasoline to the gas stations and that use the gas to run. But the automobile industry would collapse if you removed the gas stations. Textbook example of economic irreducible complexity. It must have all been designed by a group (soviet?) of economic designers. Didn't it? (Where are the design documents? Was this an ad-hoc group or is there an ongoing Economic Design Bureau? And is this Bureau a private entity or a government one? etc.)
Likewise the checking system is locked in IC relationships with the computer industry, the trucking industry, the power generation industry, and others. Yet with all our intelligence, it still evolved from simpler systems.
Similarly, the stock market & just about every industry you can think of. Yet with all our intelligence, it still evolved.
Are you thus allowing concepts as real objects? In any case, remove the oxygen from the atmosphere and the industry will collapse.
Every one of which evolved using our intelligence. No single person designed the car you drive.
Interesting that you (and sometimes other evolutionists) give as examples of evolution things which have doubtlessly come about through the actions of intelligent human beings. Have you considered that perhaps the terms evolution and randomness are opposites? Have you considered that perhaps you need intelligence for anything to evolve? The whole history of science is an example of humanity learning from prior discoveries.