[Dave S]

A couple of million is not much money spread over a lifetime.

So much for economic education in this country. :-(

$2,000,000 invested in non-taxable state and local bonds would produce an annual income of $100,000 a year without ever touching the principal. If she invested part of it (say half) in good mututal funds or stocks she would make 10% per year or $100,000 appreciation on just the stock portion and she still would have $50,000 to live on. Then if she got out and worked like everyone else, she would have even more income.

[Movemout]

You are full of it. I guess you just can't stand that someone has a longer lever than you. I'm here to say that $100K a year isn't going to buy all of the dreams you planned or pay for the loss of a spouse by murdering Arabs.
Your bottom line approach based on money is bullshit.