[BlackJack]

The debt thats out there is huge. The Feds are running huge
trade and budget deficits. Gov pensions, soc sec, good grief.
This is different. This is big. Baby boomers retire soon.
You can kiss surplus goodbye for a looooong time.

[Trust but Verify]

I disagree. The sky is not falling. Not yet antway. Most pension funds are properly funded. Those that have recently fallen into under-funded status have only done so because of the stock market. The system works.