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As far as the market goes, I'm as poor as a church mouse (and dumb as a democrat). My father died in 1998 and I manage his accounts for my mother, hence the clout. I opened an account for myself in early 1999 with $2000 and it grew to $70K by December from IPO activity only - literally never owning anything over 10-15 minutes. Those days are gone forever. Now it's drawing a paltry interest rate waiting for my children to attend college.

I get so nervous watching the fluctuations in the stock market, I'm this || close from selling my mom's holdings and buying land.

Dont watch every day!!..if the companies are strong,,,no debt money in the bank lots of customers..some retail isnt doing that badly..food stocks are doing ok... to me its buying time will be some new millionaires out there in 10 years.. the market has already had its Shock and some tremors will be felt for some time as you can see news that would have been a shock a few months ago are now only causing a small reaction to stock prices ..already figured into the price....and good luck.There are ups and downs in real estate too..but when real estate is down people dont go running out to sell it..do what you feel comfortable with..those days you speak of were to good to last on the shaky foundations they were built on..good luck.