I just dumped some decent cash for a good (but expensive) alarm clock (stereo/CD, with dual alarms and the ability to fall asleep to a station without affecting how the alarm sounds) and a semi-expensive pair of cross-trainer shoes. I'm not that concerned that the S&P 500 index fund portion of my 401k exceeded its 12-month loss the last 3 days (the fact that I am not touching it for 30 or so years has something to do with that).