I agree with you. I've brought this up among some liberal friends before who have ranted about this and I asked them if the equivalent of Viagra for women is covered(which would be measures to remedy sexual dysfunction in women) and if it is, than what is the stink. I've maintained that Viagra, when used properly, is to correct a valid medical problem. getting pregnant is not a medical problem that needs correcting and choosing to use birth control is a LIFESTYLE choice that should be supported by the parties using it and not the insurer(I won't mention the RARE situations where a woman may need birth control for the safety of a baby--where a medication is used that is not recommended in pg or the woman's life is at risk if she should become pg--that is another issue, but let's face it, most women don't get birth control to stave off pg for medical reasons or to protect a baby from a counterindicated medication).
Yes they do. Many women would be "dysfunctional" sexually if they had to face 12-15 pregnancies over a lifetime without contraceptives. Their choices would be to forego sex, or have a lot of pregnacies/kids.
Therefore, contraceptives are a "sexual aid" just like Viagra. And Viagra is not prescribed just to men who have "dysfunction". Dsyfunction has been redefined to suit the selling of this drug.
Men naturally have less ability to get erections as they age. This is a natural function of aging, just like pregnancy is a natural function for women. What the medical/drug monolith has done is pathologize natural functions of aging. (PS they've done this with menopause drugs too). This is done purely so drug companies can make more money. [Drug companies and insurance companies are in cahoots. For example Viagra makers contribute large sums of money to insurance PAC's in Washington.]
However, other natural functions such as pregnancy, are not pathologized. Expcept some insurance plans don't cover contracpetives but do cover abortions.
It is not really about saving you from higher insurance premiums I can assure you. That is not the goal of insurance companies, drug companies, or the health care industry as a whole.