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I think some of the posters above have it right. This is just another social program that will fail. I hate to see my tax dollars wasted on this nonsense. Home ownership is motivating when you have to foot the bills on your own. You tend to take care of things that break or need maintenance. Low income subsidies are no substitute for self-reliance or pride in one's accomplishments. This article brings to mind all of the federally subsidized housing projects in numerous cities across the Nation. I have yet to see one of these housing projects that is maintained by its occupants to meet minimum standards of repair. They are uniformly slovenly, crime ridden, rat infested, and vandalized by their own residents. It wasn't their money that went into building and maintaining these apartments. GWB has been contradictory in his policy efforts. I like it that Gore is not POTUS but GWB misses the mark often. One moment he is conservative, the next a socialist.