It effects everyone every year when health insurance premiums are determined and then passed on to all of us. In essence, those of us who do not smoke are subsidizing the health care costs of those who litter the CVICU and cardiac cath labs of this country not to mention the oncology wards.
My wife has worked the last 7 years in Cardiovascular ICU, Telemetry, and Cardiac Cath units and one common element for those in the units are tobacco.
Deny you the right to smoke? I wouldn't vote for it.
Make you pay more for your health care based on that? Yep.