I'll second that.
Hillary will fiercely fight for the Dem nomination, capitalizing on her inexplicable popularity (don't underestimate what happened in NY). Few will have the iron ones needed to go up against her. The only one who could beat her must either be absolutely ruthless or the pillar of nobility - the Dems have neither.
2004? 2008? Tough call. 2004 seems too early - campaign season is just 2 years away, and she hasn't done much so far (though a heads-down strategy may be a good idea for her) to earn needed respect; it also cuts short her Senate occupancy, perhaps waking some supporters up to the fact that NY is merely a step. 2008 seems too late - assuming she keeps her Senate seat (tough call), that's 8 years of likely unimpressive history and lost momentum. I'd bet on 2004 due to momentum.
McCain would be vital: he can reach deep into Republican territory. Switching parties over CFR & similar issues, he can bring enough of the Red Zone over to swing the balance, including enough to cover the anti-Hillary Blue Zone escapees. For such a switch he will be well-compensated, including by getting on the ticket.
Hillary will lead the ticket. She WILL NOT tolerate anything less when the prize is so close. A pseudo-conservative VP would shore up her shaky support well.
How well will Hillary!/McCain fare against W.? I expect remarkably well. Bush has huge support now, but signing CFR and other hot-button bills will deeply gouge his base. Renewing the AW ban will alienate a fierce and vital voting block; gunowners would rather face a sworn enemy than a betrayer. Bush Sr. lost despite a stunningly well-won war; the anti-terror war will be far less supported, and the positive rating will steadily crumble. W.'s greatest flaw will come from his greatest strength: his ability to deal - the Dems will learn his game and will burn him hard during the campaign. "One of the common failings among honorable people is a failure to appreciate how thoroughly dishonorable some other people can be, and how dangerous it is to trust them."
Come 2004, the moderates will decied that Bush did a good job and that it's time to move on. Four years of noble national defense will become passe, and many will be excited by the prospect of a female president with a pseudo-conservative VP. Extreme name recognition, a blindly loyal base, supportive moderates premised on pseudo-bipartisanship, and a really nice yet dull opponent, equals President Hillary.
I'd better stop now. I'm scaring myself.