[xzins]

But as many as received him to them gave he power to become children of God.

If you confess with your mouth the Lord Jesus and believe in your heart that God has raised him from the dead, you shall be saved. For with the heart one believes unto righteousness and with the mouth that confession is made unto salvation.

Bottom line appears to be choice, doesn't it?

If that's not what you mean by "how" you're going to have to share the "particularistic" definition of what your local group of calvinists mean by the word "how."

[CCWoody]

If you confess with your mouth the Lord Jesus and believe in your heart that God has raised him from the dead, you shall be saved. For with the heart one believes unto righteousness and with the mouth that confession is made unto salvation.

I accept that as 100% Biblical. ;-)

So, what happens in a man's heart that causes belief?