Here comes the "P".
T - - Total Depravity means that Natural Man is totally sinful and does not ever WANT in his own spirit to know Christ.
U - - Unconditional Election means that God has elected for His own glory, in accordance with His own will and without regard for the merit of those elected, some for salvation and some to be left in their sins.
L - - Limited Atonement means that Christ died specifically and only for the sins of those who would ever truly believe in Him.
I - - Irresistible Grace means that the elect are incapable of resisting the inward call to repentance and salvation by the Holy Spirit..
P - - Perseverance of the Saints means that all those who are truly saved will certainly be brought to heaven and to glorification and will never be lost.
Based on almost two years discussion with non-Calvinists on FR, here is what I perceive them to believe:
1) Man is inherently good, and just has a problem making bad decisions. It is felt that he will get right with God on his own, given half a chance.
2) Anyone, at anytime, and for any reason, can patch things up with God, and things will be just "hunky-dory between them, just so long as they exercise their free-will.
3) Jesus died for everyone, and even whispered in Joe Stalin's ear just before he died and gave him full forgiveness of all his sins. There is no sin problem, Jesus took care of that for everyone, everywhere, without exception.
4) God offers salvation to all everywhere equally. The fact that many haven't heard the Gospel isn't a problem, since God understands their limitations and makes exceptions for them.
5) As long as men continue to hold tightly to God, and don't let go, they might make it into heaven in the end. After all, it is all the result of their choices, and they can choose to let go and turn their backs on God anytime they feel like it. However, even if they do this, they will probably be given lots of second chances.
Now, is that a fair characterization of the non-Calvinist's beliefs? Probably not, but then again, you have to realize that this is just what I preceive. You really need to help this poor ignorant Calvinist out, beginning with the first point. We seem to get stuck on the nature of man as it relates to this conversation.