I love Linux and have used it for years, but it's still mostly for power users and tweakers. It might be a good choice for the general public in 3 or 4 more years.
If this is a new machine that you're buying and you have to make some trade-offs, go for a faster hard drive (7,200 RPM) and lots of fast memory rather than a more powerful processor.
FWIW in terms of credibility, I write software for a living. Big ol' databases that eat memory and hard disk space like Rosie O'Donnell eats Twinkies.