Employees of a corporation enjoy varying degrees of protection from liability. Officers and board members, independent of their level of share holdings, are less protected than ordinary employees, and often have insurance to cover their potential liability. But investors are not liable for debt incurred by the corporation beyond what they pay in. This is in effect a freely entered into bargain between the corporation's creditors and the investors, which, it bears repeating due to Roscoe's confusion, has nothing to do with the liability of officers, board members, and ordinary employees, consultants, etc.