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If death occurs within two years from the effective date of insurance, an investigation will be conducted. Death benefits may not be paid if a medical condition was falsely represented or if the insured committed suicide while sane or insane.

Source: AFBA Insurance.

Accelerated Death Benefits are not payable if there is an absolute assignment; an irrevocable beneficiary who does not give written consent; a court decree involving the life insurance in connection with a divorce agreement; or the illness is due to intentionally self-inflicted injury or attempted suicide.

Soure: NACDA Insurance.

How many do I need to post?

How many do I need to post?

Before what? Before you actually understand what you copy and pasted? Your own source agrees with me.

From your post:

If death occurs within two years from the effective date of insurance, an investigation will be conducted. Death benefits may not be paid if a medical condition was falsely represented or if the insured committed suicide while sane or insane.

Did you catch that beginning part of your source where it talks about death occurring within two years? So, if death occurs by way of suicide within two years, then the benefit is not paid out. Which would lead one to assume that if someone commits suicide AFTER the two years is up, then the death benefit will be paid.

Accelerated Death Benefits

Do you know what accelerated death benefits are? That is when you receive part of your death benefit WHILE you are still alive. IOW, you become the actual beneficiary instead of your designated beneficiaries. This only occurs when the insurance company is sure that you are going to die. They give you some money to help you die comfortably and subtract it from the money that will be paid out upon your death. So, with that in mind, lets take another look at your second source:

Accelerated Death Benefits are not payable if ....snip....or the illness is due to intentionally self-inflicted injury or attempted suicide.

Since Baxter is dead, accelerated death benefits do not apply in this case. This clause is stipulating that if Baxter were to fail at committing suicide, then the life insurance company would not allow any part of his death benefit to be paid out before his actual death. So.... to recap:

If Baxter was in the first two years of his life insurance policy, then his beneficiaries most likely get nothing.

If he was past the first two years, then it is most likely that his family will receive the death benefit.

Regardless of the time that has passed since he signed his life insurance policy, he would most likely have gotten zilch to help him ease his journey into the next life if he had barely survived a suicide attempt.