My wife's biggest complaint is that because she is a 'stay at home mom' everyone thinks she has oodles of time on her hands.
We really can't afford it either. I want a couple of them thar ATVs, more guns and many more toys. It is a choice.
Kudos to you and your family on your decision-making skills. Sad to say, many people make terrible choices and then feel like victims because of the consequences.