[Trident/Delta]

I would also assume that mall owners would have insurance against this kind of thing, as a matter of course. Which would spread the cost around among all mall owners

Whoa hoss, you can't have it both ways. Insurance, in an "outside the box" anarchic society???? Perish and forbid. You should carefully frame your utopia, p[ublish it then come back and frame your arguements against your baseline, you are WAYYYYY out there in this comparison to anarchy.

Semper Reality

[Architect]

Insurance, in an "outside the box" anarchic society????

Wow, you really do live inside the box, if you think that it is impossible to have insurance without government.