By the way, I love to have money to spend and make my life better and be able to pay my bills on time. The issue that Timothy is addressing is covetousness and a condition of the heart. When Rand makes it out as if money or "loving it" is the real issue, she misses the WHOLE point.
Study the history of mining camps during the various gold rushes of the 1800's just as an example, and you will see a magnified example of what the lust for gold did to men. They coveted it to the point of murder and theft. And THAT is an equation that Rand cannot address and is why she must build a straw man to knock down.
Yes, Atlas Shrugged is considered a masterpiece, and there is value to many of her ideas, but the same could be said of Das Capital, Moby Dick, and the Wizard of Oz.
Yes, but they coveted "free money", much like today's leisure class of welfare recipients, who are the quickest in our society to kill each other over $20. Gold was not something the miners earned through their own creativity or labor, it was just lying around in the ground, waiting to be dug up by who ever got there first with a pick and shovel, and a gun.
People who won't lift a finger to earn money are willing to expend great effort to loot and kill to get their hands on "free money". Rand addresses this exact situation near the end of the posted passage, when she writes of the race going to the most efficent at brutality.