[habs4ever]

Maybe you misunderstood my question, but if the premiums have been paid, where is the insurance money then? It should be handled by a benefits group, correct? Segregated?The claims shouldn't be that difficult if they have a death certificate and proper paperwork.So why are you saying the money isn't there?

[Woodman]

700 people try to collect at once, but the policy only will pay so much money over a lifetime in total. Nobody really expects 700 people working for you to die at once.