You and your wife appear to have looked at the long range goals of security in savings, with most with taxes deffered.
Good planning. Sector funds are always available, in case you want to try your luck with a small group of equities.
Good for a quick rush of excitement, if needed.
Thanks.
We always maximized our savings with the employer match. Why leave free money on the table?
We are in our early 70s and still heavy in equities and real estate. Our strategy has worked out real well for us. Fortunately, our real estate has been in two outstanding markets - Silicon Valley and the Coeur d’Alene area.
Weathering these regular deep downturns takes a strong stomach, but I bailed out of stocks only once back in the 2000 tech crunch...and missed getting back in quickly enough. Lesson learned.