Most of us don't speak acronym, so why don't you translate to English?
Or does that just make you sound cool?.......Sheesh!
You don't know what HOA stands for? OMG...LOL...IIRC it's a well know acronym for home owners association. I hope that helps.
Then again, it could stand for Ho Mo Association.
HOA (Homeowners’ Association)
What does HOA stand for? Well, HOA is short for homeowners’ association. They’re established as non-profit organizations to help manage, run, and maintain a community.
https://hub.associaonline.com/blog/hoa-acronyms