My home policy increased 48% this year. I called around. Each wanted proof regarding the age of roof. HVAC.. and more. Please remember an ad that started exactly this way.... “even knowing 95% will not have a homeowners claim” LET That sink in!!!!! Allstate, Dennis Hassert. Can’t find it now. Think, and count the folks you know that ever filed a claim on a home............
In Alabama, my home premiums increased a couple of yeas ago, but only because I’ve re-examined how much it’d cost to replace the home at today’s prices and asked for a higher coverage amount.